For Defense Counsel

What insurance defense attorneys should know about surveillance evidence

Surveillance rarely loses on what it shows. It loses on how it was obtained, how it was documented, and when it was disclosed.

Documentation standards that survive challenge

The predictable attacks on surveillance video are that it was edited, that it captures an unrepresentative moment, or that the investigator cannot say what happened in the gaps. Each is answered by process rather than argument.

  • Continuous time-stamped recording, with the unedited master retained
  • A written activity log correlating observations to specific times
  • Contemporaneous field notes describing position, distance, and conditions
  • Documentation of periods with no observed activity
  • An investigator available to authenticate what they personally recorded

Timing around the deposition

Surveillance obtained before a deposition and held for use during it is materially more valuable than the same footage produced afterward. Testimony about limitations is far harder to walk back once it is sworn. Coordinating the coverage window with the deposition date is a scheduling decision, and it should be made when the investigation is assigned rather than after.

Disclosure obligations and timing vary by jurisdiction and posture. That determination is counsel's; the investigator's job is to make sure the material exists in a usable form when counsel needs it.

Lawful conduct is not optional

Surveillance conducted from public vantage points, without contact with a represented party and without misrepresentation, is standard investigative practice. Trespass, pretext contact with a represented claimant, or recording in areas where a subject has a reasonable expectation of privacy converts useful evidence into a liability for the defense.

Florida is an all-party consent state for audio recording, which is why statements are recorded only after consent is captured on the recording itself.

Beyond video

The most effective defense investigations pair surveillance with witness work and scene documentation. A witness located six months after the loss, or a business camera preserved before it overwrote, frequently affects a case more than a good surveillance day.

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